Why It's a Good Idea to Take Out Travel Insurance

Safeguard your honeymoon with travel insurance. Why it's recommended – so you can travel with confidence.

Insure your honeymoon

A lot of preparation goes into planning one of the most memorable holidays of your life – your honeymoon. So if you are intending to travel overseas or even domestically, taking out travel insurance is highly recommended by the Australian government and Smartraveller.gov.au.

1. Getting help overseas

Things can go wrong, even while on your perfectly planned Honeymoon. Unfortunately, every year thousands of Australians are confronted with some kind of trouble when holidaying. For this reason, it is recommended (by the Australian government) that all travellers have the right level of travel insurance cover when travelling.

Travel Insurance may compensate for all overseas medical expenses and related emergency medical costs if you or your covered partner becomes ill or has an accident while overseas.

This will save you a significant amount of money, as medical treatment for visitors can be incredibly expensive!

2. Travel insurance can cover disruptions to your trip

There are other aspects of travelling that is out of your control such as flight delays or needing to return home due to an unforeseen emergency. Disruptions like these can end up costing you a fortune – in many cases, you lose the money you’ve already paid, and have to pay for new bookings too.

However, with travel insurance, many packages will cover you for incidents that are out of your control, so that you don’t have to spend your own money if something goes wrong.

Always check the limits and requirements in the PDS prior to purchase to ensure you get the right cover for you.

3. You can be reimbursed for your losses and expenses

What are you going to do if you or your partner’s luggage is stolen, lost or damaged overseas? What are you going to do if you lose your passport?

All of these circumstances can put you out of pocket – and if you don’t have travel insurance, this is a cost you will have to pay. Having the right travel insurance, can reimburse you for your losses and expenses, meaning that you won’t lose money due to an airline or hotel blunder, or a thief’s wrongdoings.

Always ensure you read the PDS to ensure you have a sound understanding of what losses and expenses your insurer will cover you for and declare high valuables upon application.

4. Are you partaking in activities and sports?

They say that sharing experiences with someone can strengthen the bond between two people even more. So if you are planning on taking part in any sports and activities, protecting yourself and your loved one with travel insurance is very important – just in case something goes wrong.

Fortunately, some insurers automatically cover certain sports and activities (be careful some activities may only be covered with special conditions) so always read the PDS to ensure that your chosen activity is covered by your travel insurance.

Getting travel insurance should be on your priority list when planning your honeymoon, so you can travel with confidence and enjoy your milestone.

Latest update: Why Take Out Travel Insurance: 22 November, 2023